Verification Forms

Risk, Fraud Detection and Skip Tracing Reports

IS THE APPLICANT WHO THEY SAY THEY ARE?

(Analyzing data properly on an application is your first line of defense. “Think of it as your firewall between a virus and a good business decision”)

Dealer application (Approval in minutes)

Applicant authorization form to verify the information they provide if authorization is not included in their loan application

Verification overview

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Level One Risk Control: (Social Security History)

Request level one report $5. per search (10 to 15 minute turnaround)

Sample Social Security History Report

A social security report offers a great deal of valuable underwriting information. In addition to validating the applicant and bringing attention to other names that may be associated with the social security number, it shows a lengthy history of locations and lengths of stays at various locations including time tables and in some cases phone numbers. This is critical information in helping to determine the validity and stability of the applicant. For example, if you see an applicant moving every 4 to 6 months, it is an indicator that the risk of flight could be greater then lesser. It also gives a reference point to check against the application with regards to how long the applicant stated they had lived at their current location.

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Level Two Risk Control and Fraud Detection: Includes SSN HIstory, Phone and address history. This includes an Instant ID Risk Gauge with Fraud Indicator Report.

Request level two report $10. per search (15 minute turnaround) This report is normally $20.
You may lock in this price for the next 12 months by signing up prior to May 1, 2007

This comprehensive report is one of our best values for the money. It includes an address search, social security search, shows others using the SSN, and a phone summary. This is a great tool for comparing reference information, addresses and phone numbers on an application. This tool is used by thousands of skip tracers nation wide to help in verifying and locating consumers. The additional instant ID risk and fraud indicator performs multiple verification and validation steps to confirm the identity of an individual. It performs cross checks from name, address and phone records. The results also identify matches to the Office of Foreign Asset Control, social security risk indicator as well as higher risk commercial or institutional addresses.

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How to purchase reports

Go to the company store and place a minimum of $100. credit on your account. You may use our service on an as needed basis. Please do not make a payment until you have been approved as an authorized client after you have filled out the application.